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Oh Well! Too Late for advice now,,, My B-day toast...

1245A Defender

Regular Member
Joined
Jul 7, 2009
Messages
4,364
Location
north mason county, Washington, USA
Sooo... another year,, I'm 67 now, drinking Tequila that was a gift from my friend John.
I'm not happy, but I'm older, a bit wiser and still healing from a fall and broke leg in August.

I miss the old guard of forum members,
Grapeshot, Peter Nap, SkidMark, Deros72

that is all.....
 

solus

Regular Member
Joined
Aug 22, 2013
Messages
8,367
Location
here nc
congrats and best to ya for your latest victory of surviving over another year of life's presented gauntlet(s), fall notwithstanding!

cheers and many more to ya...
 

CJ4wd

Regular Member
Joined
Jun 22, 2017
Messages
225
Location
Planet Earth
Sooo... another year,, I'm 67 now, drinking Tequila that was a gift from my friend John.
I'm not happy, but I'm older, a bit wiser and still healing from a fall and broke leg in August.

I miss the old guard of forum members,
Grapeshot, Peter Nap, SkidMark, Deros72

that is all.....
Did you have much "fun" going on Medicare or was it a paperwork nightmare? And, now that you have reached your FRA, have you started SS or are you holding out for the max at 70?
 

color of law

Accomplished Advocate
Joined
Oct 7, 2007
Messages
5,000
Location
Cincinnati, Ohio, USA
Did you have much "fun" going on Medicare or was it a paperwork nightmare? And, now that you have reached your FRA, have you started SS or are you holding out for the max at 70?
Mine was done on the phone with no hitches. I went at 62 because over the long hall you get more.
 

CJ4wd

Regular Member
Joined
Jun 22, 2017
Messages
225
Location
Planet Earth
Mine was done on the phone with no hitches. I went at 62 because over the long hall you get more.
According to the tax lawyer I asked, that is only true if you die before 78 y.o. You don't get as much of an increase when SS gives us a COLA, we get the same amount deducted for Medicare regardless of when retirement benefits started, and that makes the "break even" point around 77-77.5 y.o.
I went early as well due to medical problems that made it difficult to find an employer that would take a risk on me.
 

color of law

Accomplished Advocate
Joined
Oct 7, 2007
Messages
5,000
Location
Cincinnati, Ohio, USA
According to the tax lawyer I asked, that is only true if you die before 78 y.o. You don't get as much of an increase when SS gives us a COLA, we get the same amount deducted for Medicare regardless of when retirement benefits started, and that makes the "break even" point around 77-77.5 y.o.
I went early as well due to medical problems that made it difficult to find an employer that would take a risk on me.
Well, if that is true then I hope I loose the bet.
 
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